Expensive jewelry is always a bad investment. You pay too much for the workmanship and that is money you never get back. Even now with the price of gold astronomically high you'd be lucky to get back your initial investment. Diamonds are even worse in my opinion. First of all, it takes an expert to buy diamonds and second no one ever gets the true value when selling. When you sell fine jewelry buyers assume you're desperate and low ball their offer. I'll stick to costume jewelry and put my money in the bank where I can get to it, if I need it.
Also the last time gold was high, I was a kid and women were having necklaces ripped off their necks in New York City. I don't want to be robbed either. That's not for me. My only gold these days is my wedding ring. Thank you very much, that's enough for me. I will carry my adornments on my soul in the freedom to live without worrying about money. Fine jewelry is a foolish expense and should not be confused with a true invetment, which grows in value.
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Even better, buy your jewelry on the street. That's about as "fine" as I need.
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