hook up

There is nothing moe important to creating happiness than finding a someone to walk with you through this life. Loving and giving has always been at the center of my being. I looked and looked when I was young and got rejected more than once, but I never gave up the search for my special loved one. I did get desprate at one point, so I asked the universe to send me someone to take care of, send me someone who needs to be cared for. I never looked in bars or such like places because that is not what I w anted. Eventually I met my husband in a local choral group. We both had an interest in music and that united us. Later we found we had other things in common as our relationship grew. My husband turned out to be a handyman which was wonderful. His first gift to me was to scrape and repaint my tiny bathroom. this cheap woman fell in love. I had bought my first place a few years before at one third below market value because it looked terrible. It needed lots of paint and the floors needed sanding. The bathroom had a cracked and chipped sink which had to be replaced, All in all it cost me about $2000 to get the place turnkey. I had saved over $10,000 on the purchase price. Knowing how to fix things is very important and can save tons of money in the long run. Some poeople look down on those who work with their hands and know how to fix stuff as if it is contemptible. Luckily never felt that way because my father, although highly educated, was a Mr Fixit also.
Irecognized the value of those skills early on and had been watching Fix It Shows like THIS OLD HOUSE FOR YEARS. This knowledge enabled me to re-wire a lamp I found at significant savings. Learning how to fix things has advantages. Find someone who you can help and who can help you in turn. But most importantly find someone with whom you can do nothing at all. Our best days together have been the times when we lay around in bed all day doing nothing at all. There is nothing better than just being able to hang out with your partner.

SAVING WITH PURPOSE

When I started out, it didn't take me long to realize that my biggest monthly expense was rent. It came to more than half of my take home pay and as a consequence, it made me feel very poor at the end of the month. I figured the best way to counteract that feeling was to think about the day when I would own my own place and not have to pay rent. There has to be a purpose and a goal to saving money. Just to watch a bank account get bigger is not enough. Although the past couple of years have been bad for the real estate market and prices are still low making it a good time to buy, my feeling are that prices will go even lower. It will be 2015 before we touch the bottom of this market. Be ready for that day, whenever it comes by building up a nice little nest egg to put down on a place to live cheaply.
My view is to buy in a place that is undervalued for whatever reason, pay it off quick and then only worry about incidental expenses like taxes and water bills. Now some people may feel that all this scrimping and saving is bad for the soul,. But I know from my own experience that there is nothing better than owning the place you call home. It gives a sense of freedom and security that can't be matched. Yes, you might now be treating yourself to Starbucks in the morning because you work hard and you deserve. But how about treating yourself to a vacation in your own home. Abundance will surely follow. There is nothing worse than having to give up the majority of your money every month for a roof. A roof provides safety and security. A roof makes you strong. If you have your roof paid off you won't have to cower before any boss.

CHEAP EATS

the cheapest woman alive is a blog about saving money but with a twist. I want to show people how to save money in order to create abundance and hopefully free themselves from dependence on their paychecks. A rising tide may raise all boats but it can also drown many swimmers. When I graduated from college in the early 1980's, I was able to pay off my college loans in about three years because I only had $5000.00 in debt. Which begs the question are we better off now than we were 30 years ago. After years of Reaganism, I would say not. Now I don't really want this to be a poltiical blog but a lot of what will be done here is politics because it concerns people and how to create a society. In my opinion the middle class had been sold down the river into perpetual slavery with no chance of escape. By the time kids graduate from college their debt load can easily hit the six figures and that is without a professional degree. How do you dig your way out? Then comes buying a house and growing a family which usually means more expense and more debt. Instead of focusing on the debt though, let's look at how to create riches.

My best advice for someone starting out is to become at good simple cook. buying prepared food is expensive and usually unhealthy because of the amount of fat and salt found in many prepared foods. For the very busy working long hours, nothing beats making a big pot of soup once week . Just keep reheating and eating. It takes let less than ten minutes to heat and serve. And soup has the added benefit od being a comfort food that filsl you up and makes you feel full with fewer calories. Eat well and stay slim. A big pot of soup can be made for less than $5 dollars. Spend the savings some place else. Another quick meal is eggs, which cook in no time and are packed full of nutrients at very little cost. In the summer instead of soup I used to make tubs of pasta salad which I pour over greens. It was cooling and very economical even though I bought the beans in cans. Add your own cheap eats to the menu