Cheaper Education

When I went to college and dinosaurs roamed the earth, a college education was affordable.  State and city colleges were still free. Thingss are very different now.  I  now see kids graduating from college saddled with $100,000 to $200,000 in debt.  Some people argue that college debt is good debt. Also college loan debt cannot be discharged in bankruptcy.  I hate debt in any form.  And $200,000 is enough debt to buy a decent house in most parts of the country.  Personnally I think it would be better for a young person to buy a house and pay it off rather than be saddled with that much debt during their productive 20's and 30's. But how to get an education for less?  There are other options.  Home Schoolers have found a way around the problem. Check out College Plus on the web.  This site provides information on how to get a degree for ten to fifteen thousand dollars using Clep Exams and some online coursework.  This seems like a very good option to me.  Better to spend a little extra money on graduate school which is becoming more and more important.   Nobody really cares where you went to school or what your GPA was in the real world.  But if you care, figure out which school you want your degree from.  Then research the core curriculum.  What are the courses every junior must have taken in order to move on to work in the major?  Take those classes at a community college and in the middle of sophomore year transfer into the college of your choice.  All you have to do is maintain a B average to get in. By the way it is easier to transfer into a pretigious college than be accepted as a freshman. Your classes will transfer without grades.  With hard work, it is even possible to graduate with honors.  Getting a cheaper education will jump start your wealth plan because you won't have to pay off a ton of debt before starting to build up your business and assets.